RICHMOND, Va. (AP) — Former Virginia Gov. Bob McDonnell says he took a second loan from a wealthy businessman because it was offered. McDonnell testified Friday about asking Jonnie Williams for a $20,000 loan two months after borrowing $50,000. He said Williams had told him that if he needed more money, he should just ask. McDonnell said he did so when he found two vacation rental homes he owned with his sister were still operating in the red. He said there was nothing inappropriate about either loan. McDonnell and his wife, Maureen, are charged with accepting more than $165,000 in gifts and loans from the former Star Scientific Inc. CEO in exchange for promoting his company’s dietary supplements.